Buy now, Pay Later

1. Clearpay
- Splits the cost of your order into 4 fortnightly payments.
- Offers a convenient way to spread out payments over time.
- Payment schedule aligns with your pay cycle, making it easier to manage.

2. Laybuy
- Splits the cost of your order into 6 weekly payments.
- Provides flexibility by allowing you to choose the day of the week for payments.
- Offers shorter payment intervals, which may suit some customers' budgeting preferences.

3. Klarna
- Offers two payment options:
- Pay in full 30 days from the order date, allowing you to delay payment without accruing interest.
- Split the cost into 3 instalments across 60 days, offering flexibility over a longer period.
Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Late fees may apply. Ts&Cs apply.

Each option provides interest-free terms, allowing customers to manage their budgets more effectively. Depending on individual financial situations and preferences, customers can choose the option that best aligns with their needs. Whether it's shorter, more frequent payments with Clearpay and Laybuy or the flexibility of delayed or split payments with Klarna, Label Menswear aims to offer convenient payment solutions to its customers.
 Here's a summary of the important points:

1. Age Requirement
- Customers must be 18 years or older to use the provided services. This ensures legal compliance and responsible financial management.

2. Credit Score Impact
- Using these services won't impact your credit score as long as payments are made on time. This is advantageous for customers concerned about their credit history.

3. Order Rejection and Trust Building
- If an order gets rejected, customers can try reducing the value of their basket.
- Building trust with the respective companies may be necessary, suggesting a need for consistent and timely payments to establish a positive transaction history.